FAQ

  1. What is Marine Cargo Insurance?
  1. There are unpredictable hazards during transportation from one country to another.Therefore we will provide you with indemnity & financial protection for loss of or damage to your cargo during transit.

 

  1. What is Home Insurance?
  1. It provides a comprehensive protection to your home furnishing and third party claim for property damage or accidental injury due to your home damage. HDB fire insurance plan only covers the cost of  rebuilding the property.

 

  1. How can Domestic Maid Insurance helps?
  1. It is a compulsory insurance requirement from MOM to ensure that your domestic helper has sufficient insurance coverage under the employment. It also meets MOM requirements on the Security Bond.

 

  1. I am running a business, do I need to have a Liability Insurance?
  1. Liabilities Insurance covers accident cause by your employees or representatives due to the acts of negligence. Liabilities Insurance covers you against any claim from third party against you when accidental arise.

 

  1. I need a car quote and how long do I need to wait?
  1. On the same day, we will provide you with the quotation as long we have all information gathered from you.

 

  1. What am I covered under Travel Insurance?
  1. Travel Insurance covered you the worry on flight cancellation, diversions, accidents happened while on the trip, lost baggage and other travel inconveniences.

 

  1. What is NCD protector ?
  1. It is an optional extension to your car motor insurance policy when you have finally accumulated 50% NCD after so many years of accident and claim free. NCD protector allows you to make a claim without losing your NCD at your next renewal.

 

  1. I have an employee of 10 person, do I need to cover with workers compensation?
  1. Employers may face the risk of injured employees bringing claim to your company when accident arise at the time of work. The Act provides for indemnity in respect of medical leave wages, medical and hospital fees and compensation for permanent disability.

 

  1. What is trade credit?
  1. It provide the exporters with protection against non-payment from the credit customers as a result of insolvency, protracted default or contract repudiation after the despatch of goods. With the Trade Credit it provides the client to growth their business with confidence that some of the major risks associated with the export of goods and services are protected against.

 

  1. I just started a small business with very less capital anything can I have to insured me against third party claim and accident occurred?
  1. We have a series of package insurance which was tailored to your business with very affordable premium. It covered you with fire, business interruption, theft, money, personal accident and etc. There are only some underwriting require.